Hopefulness

I am moving up the emotional scale. Today I welcome hopefulness.

I am hopeful that happy financial windfalls are coming soon to pay off this debt. I am hopeful that I can change my spending habits and not allow myself to accumulate more debt. I am hopeful that my financial circumstances are changing to allow me to do what I love and control my own schedule. Above all I am hopeful that this exercise in changing my emotional attitude towards my debt will be successful and that I can be thankful and joyful in my life regardless of my financial circumstances.

I hereby recognize these feelings and commit them to writing so they may take root and grow. I will change my emotions, which will change my reality.

I embrace hopefulness.

I continue to move up the emotional scale and gradually transform my feelings from negative to positive, from poor to prosperous, from anxiety to appreciation, from fear to love.

Contentment

I am moving up the emotional scale. Today I take a giant step up and begin to embrace positive emotions, having acknowledged and released the negative. Today I welcome contentment.

I am content with my beautiful home and the money that was well spent on it's repair and stabilization. I am content with my husband who has stayed by my side throughout this process and supports me wholeheartedly, for richer or poorer. I am content with my friends who stand by me regardless of my financial situation and are happy to spend whatever time we can get together. I am content with working from home and making a good living, enough to cover the bills and occasionally more when needed. I am content with my belongings and with the ability to resell a few things to reduce the clutter in the house. I am content with mornings off to work on this blog, clean the house and do some artistic projects to exercise my creativity. 

I hereby recognize these feelings and commit them to writing so they may take root and grow. I will change my emotions, which will change my reality.

I embrace contentment.

I continue to move up the emotional scale and gradually transform my feelings from negative to positive, from poor to prosperous, from anxiety to appreciation, from fear to love.

Boredom

I am moving up the emotional scale. Today I acknowledge my feelings of boredom.

I am bored with penny pinching. I am bored with watching every expenditure. I am bored with settling for less than the best in my life. I am bored with budgets. I am bored with watching others live the life I dream of. I am bored with waiting.

More importantly I am bored with hearing myself whine about debt and money and missed opportunities.

I hereby recognize these feelings and commit them to writing so I may move beyond them. I will change my emotions, which will change my reality.

I release boredom.

I continue to move up the emotional scale and gradually transform my feelings from negative to positive, from poor to prosperous, from anxiety to appreciation, from fear to love.

Financial setback....and opportunity

The brakes on the car started leaking on Tuesday. I took it to the garage yesterday and was told they needed to be replaced, for a total cost of about $675.00. I have no savings, and just under $1,000.00 available on one credit card, so I'll be using that to pay the bill. But the good news is that overtime is available for the next two weeks, so I have the opportunity to earn that extra money and not get further into debt. Six months ago I would have had to use money that is set aside for credit card payments to pay the repair bill and gone over 30 days late in making my monthly payments, but today I am thankful for the chance to work a few extra hours and pay this bill immediately.

I also have progressed emotionally. An unexpected expense like this would have thrown me into a panic attack, followed by days or weeks of depression. Today I am accepting the situation, doing the work that I need to do and moving on. I will post when I have paid this bill in full.

Pessimism

I am moving up the emotional scale. Today I acknowledge my feelings of pessimism.

I am pessimistic that I will ever pay off this debt. I am pessimistic about a future that does not include credit card living paycheck to paycheck. I am pessimistic that I can change my mental thought processes around money and attract wealth. I am pessimistic that I will ever be able to live the life I want, with passion and joy around my income and the freedom to be able to socialize, travel and take part in projects that are meaningful to me. I am pessimistic about this very blog and the impact it will have, on my life and the lives of others.

I hereby recognize these feelings and commit them to writing so I may move beyond them. I will change my emotions, which will change my reality.

I release pessimism.

I continue to move up the emotional scale and gradually transform my feelings from negative to positive, from poor to prosperous, from anxiety to appreciation, from fear to love.

Frustration

I am moving up the emotional scale. Today I acknowledge my feelings of frustration.

I am frustrated by my inability to learn from my mistakes. I am frustrated by the amount of money I am wasting in finance charges. I am frustrated when I miss opportunities because I don't have the money to explore the. I am frustrated by my need to adhere to a schedule created by someone else because I could not make my business work.

I hereby recognize these feelings and commit them to writing so I may move beyond them. I will change my emotions, which will change my reality.

I release frustration.

I continue to move up the emotional scale and gradually transform my feelings from negative to positive, from poor to prosperous, from anxiety to appreciation, from fear to love.

Overwhelmed

I am moving up the emotional scale. Today I acknowledge my feelings of being overwhelmed.

I am overwhelmed by how much I owe. I owe more than a year's salary in debt right now. I am overwhelmed by the thought of making payments for 20 years or more. I am overwhelmed by how much money I will lose in interest charges. I am overwhelmed with feelings of loss, anger, frustration and sadness.

I hereby recognize these feelings and commit them to writing so I may move beyond them. I will change my emotions, which will change my reality.

I release my feeling of being overwhelmed.

I continue to move up the emotional scale and gradually transform my feelings from negative to positive, from poor to prosperous, from anxiety to appreciation, from fear to love.